(2) Relief granted to a debtor by a bankruptcy court. Delivery and acceptance certificateA document that evidences the fact that goods have been delivered to a purchaser or lessee and accepted by that purchaser or lessee. STANDS4 LLC, 2020. 6 Oct. 2020. This generally includes all U.S. Treasury securities, municipal securities, corporate bonds, convertible debt, commercial paper, and securitized debt instruments such as CMOs and REMICs. It is a common misconception that all derivatives are high-risk, speculative instruments. Créée en 2011 et agréé par la Banque de France, Bankin' est le leader en Europe avec plus de 4 millions en France, en Angleterre, en Espagne et en Allemagne. DepreciationThe amount by which a fixed asset's accounting or book value is periodically reduced to reflect the fact that the economic value of the asset is steadily reduced by a combination of wear and tear from use, age, and/or obsolescence. Ownership and liens are recorded in the records of the trustee rather than evidenced by physical possession of the certificate. DraworThe party who writes a draft or check against funds he or she owns. For example, a GNMA MBS pool with a stated delay of 45 days would pay interest accrued in January to security holders on February 15. Demand noteA promissory note that calls for principal to be payable on demand. Securities held by DTC are immobilized so that they can be traded on a book-entry basis. Drafts may be sight drafts, payable upon receipt, or time drafts, payable on some specified future date. Downstream guarantyA guaranty of a loan to a borrowing entity when the guarantor is a parent company or stockholder of the borrowing entity. In addition, debenture holders may benefit from indenture restrictions. One or more notional amounts or payment provisions or both. DealerA firm or an individual who buys and sells for his own account. Less often, dematerialized is used to refer to book-entry securities that have never been issued in physical form. Delivery floatThe time between when a check is ready for disbursement and when the vendor or employee actually receives it. Due-on-sale clauseA provision in a mortgage permitting the lender to demand payment in full when the property is sold. Those funds may then be further backed by a limited guarantee from the county or city that owns the airport. Dozen = dz. Dollar rollA short-term funding technique used for mortgage pass-through securities. Deep in the moneyA phrase used to describe an option with a high intrinsic value resulting from the fact that the market value of the underlying instrument is well below (for a call option) or well above (for a put option) the strike price of the option. Till now you might have got some idea about the acronym, abbreviation or meaning of DI These bonds often have a fixed coupon rate for a brief period followed by a longer period of variable rates. (4) An interest rate applied to a single cash flow that will not be paid or received until a future time in order to calculate the present value of that future cash flow. Disintermediation(1) The investing of funds that would normally have been placed in a bank or other financial institution (financial intermediaries) directly into investment instruments issued by the ultimate users of the funds. This form of lending is also called ledgering or the detail method financing. DraftA written order drawn by one party, called a drawer, that directs a second party (almost always a bank), called a drawee, to pay a sum of money to a third party, called the payee. DraweeThe party to whom a check or draft is written. Days payablesThe level of accounts payable expressed as its equivalent in days of a portion of cost of goods sold for the year. Driver rateA market interest rate used in simulation modeling to affect interest rates for other instruments. Cost, insurance, freight and commission = c.i.f. You'll find each expression followed by the appropriate abbreviations below. Treasury bills, banker’s acceptances, and zero coupon bonds are discount securities. The collection float for the organization that will receive the check is the same duration as the disbursement float. For vendors, this may be considered the same as mail float. What does DI stand for in Banking? A B C D E F G H I J K L M N O P Q R S T U V W X Y Z. DampeningThe phenomenon or the result of a declining volatility trend. stand for in Banking? It is expressed by the formula: duration of equity = duration of assets minus (the duration of liabilities times (total liabilities divided by total assets)). One author described it as that "sweet spot" or "balancing point" somewhere between the day a position is acquired and the day that it matures, where the return remains practically unchanged no matter what happens to interest rates. Also known as a satisfaction, a release, a reconveyance, or an extinguishment.